I’m sure we all know about the disaster risks surrounding us. After all, if you grew up in Utah, you had several earthquake drills each year in school. We probably all know that any of us could have a fire, flood, or other catastrophe hit However, since there’s no imminent threat, we don’t invest much effort into disaster preparation. Sooner or later most of us will experience a disaster on some level. Personally, I had a fire in my basement …

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